A large section of the Investor Community is today looking to secure a regular flow of income to supplement their regular business/salary incomes and also looking to establish a secure inflow of regular incomes in the post retirement years. Investing in an Assured Returns Project is a great way to achieve this objective!
Assured Return schemes are being offered by a large number of developers today and lure investors into their lucrative schemes offering assured returns ranging from 10% to 12% per annum. Investors are wiser to be cautious while choosing the right developer and project to ensure that their hard earned savings are safe and the investment lives up to its promise. These scheme are in some instances used by developers to raise funds at a rate that is cheaper than the bank finance. Informed investors choose developers that are offering these schemes primarily to improve sales of their project rather than the primary objective being raising fund to construct the project itself!
Assured Return Property - Investment Basics
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| 12% p.a. @ World Trade Center | Rs. 36 Lakhs Onwards |
An assured return project is where the developer of a Real Estate Project, usually commercial property, offers investors in their project pre-defined returns at a fixed ROI. For example, an investment in an assured return project worth 50 Lakhs may earn a fixed monthly income of Rs.50,000/- per month at a rate of return of 12% p.a.
Now, this assured return could be offered for varying time periods i.e. the returns could be for a pre-defined time period or linked to project milestones. Most developers in Gurgaon offer assured returns up to the date of offer of possession and in some instances even up to the first lease of the property. Usually, the lease tenure is 9 years with a 3 year lock in period and rent escalation of 15% every three years. The investor in a project that offers lease guarantee thus secures long term income for the family for as many as 9 to 15 years!
Assured Return Property - Rationale
The logic for investing in an Assured Return Project is quite simply the dual advantages of regular income and capital appreciation! When compared to the fixed deposit rates (usually in the range of 7% to 9%) offered by banks or rentals from a residential flat (usually in the range of 2%-3%), an investment in assured return projects generates higher returns while also giving the investor capital appreciation of the property!
- Fixed Monthly Income starting from the date of investment
- Dual benefit of income with capital appreciation
- Higher rate of returns than a Bank Deposit
- Small investment size as compared to a residential property
Where to invest?
There are several assured return projects in Manesar, Gurgaon, Noida and Greater Noida. Gurgaon, as per published reports from reputed organizations, has given the highest returns on investment in the past few years and is expected to continue to hold its lead as the premier investment destination in India. Assured return schemes are on offer for lockable fully furnished office spaces at the World Trade Center at Manesar. The investment here starts from approximately 36 Lakhs and offers 12% p.a. returns. You could also consider Splendor Spectrum One on Golf Course Road.
Investment here starts at just 30 Lakhs and offer 11% assured returns with lease guarantee as well. Spaze Assured Returns Project Sector 114 Gurgaon is another option that must be in your consideration set.
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| Splendor Spectrum One, Golf Course Extn Road, Gurgaon | 11% Assured Return + Lease Guarantee |
Investment here starts at just 30 Lakhs and offer 11% assured returns with lease guarantee as well. Spaze Assured Returns Project Sector 114 Gurgaon is another option that must be in your consideration set.
Check for more investment options at www.varenyaa.com or call +91 98189 66789 for fact-based, analysis -riven and research-based advice to make the right selection from a wide range of Gurgaon property investment options!
Happy Investing!
Warm Regards,
Team Varenyaa
